Modern messaging for accounts receivable
SBT scrubs every send against live opt-ins, delivers on short codes carriers trust, and takes payment without an agent on the line. No dialer required.
More liquidation, same headcount
Your agents stop burning attempts on numbers that no longer connect. The consumers who will self-resolve do it without a call, and the files that need a person get one.
CONTACT VERIFICATIONRaise right-party contact.
Deactivation Logic and TextIQ check numbers before an attempt goes out.
- Payments
Liquidate more per placement.
TextPay takes the payment in the message instead of waiting for a call.
- SERVICING
Grow without adding agents.
Consumers set up their own payment plans without an agent on the line.
How recovery teams put SBT to work
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Right-party contact
Deactivation Logic® catches a dead number before an attempt.
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Validation notices
SmartURL® delivers required disclosures by link, not mail.
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Consent checks
TextIQ™ confirms opt-in status at the moment of each send.
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Agent messaging
Agents stay inside the language your compliance team cleared.
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Promise-to-pay follow-up
A two-way dialog keeps a payment plan from breaking early.
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Payment collection
Consumers resolve a balance without an agent on the phone.
50%
average increase in payment completion rate
97%
decrease in time-to-revenue
20%
reduction in broken promise-to-pay arrangements
The platform behind the conversation
Accept payments, manage compliance, and communicate with customers through a single text-based platform.
