Convert customer
intent into action
Customers apply, pay, and resolve balances directly in the thread. No portal, no redirect, no separate checkout.
More payments, less chasing
The moment a customer is ready, FinText® Complete turns that intent into collected revenue. No lost momentum between message and payment.
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Capture more intent
Customers pay the moment they decide to, instead of losing momentum in a portal or redirect.
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Complete more payments
One tap accelerates the payment process with Apple Pay or Google Pay, so fewer customers stall at card entry.
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Realize more revenue
Balances resolve without a rep on the phone, turning customer intent into collected revenue.
50%
average increase in payment completion rate
85%
more likely to pay on time with seamless reminders
70%
of consumers say text is the easiest way to pay a bill
Collect payments directly in the texting experience.
A secure link goes out, the customer pays, and every payment after that closes in seconds with a single keyword reply. Supports both one-time and recurring payments.
Accept Apple Pay and Google Pay in every thread.
Tokenization and biometric authentication are built in, so there’s no manual card entry, just faster checkout, higher completion rates, and improved customer experience.
Track payment status and process payments end-to-end.
See in real time which payments completed, which didn’t, and where they’re stalling, then process every payment through built-in facilitation without standing up separate infrastructure.
“SBT’s wallet-enabled TextPay helped us align our payment experience with how consumers already prefer to pay.”
FAQs
FinText Complete is the payments layer of the FinText platform. Customers pay, apply, and resolve balances directly in the text thread, with no portal or redirect.
Most vendors send a link to a portal. TextPay embeds payments directly in the texting experience. For repeat payments, a keyword reply closes it in seconds.
Yes. Apple Pay and Google Pay are built in, with tokenization and biometric authentication.
Payments, applications, approvals, document submission, and identity verification.
FinText Complete processes payments end-to-end without requiring organizations to manage separate payment infrastructure.